What does a dog or cat actually cost per year? Calculate the full picture including food, vet, insurance, and supplies.
The American Pet Products Association estimates average annual spending: dogs $1,400–$4,300, cats $900–$2,500. These are averages — actual costs vary widely by location, pet size, and health. The first year is always most expensive due to one-time setup costs (spay/neuter, initial vaccines, supplies).